feat(files): store files on the host when a channel has no file domain

Chat stays usable when the file service is off or down. Files up to 256 MB are hosted like chat; downloads try the host first and fall back to file-service tickets.

Co-Authored-By: Claude Sonnet 5.5 <noreply@anthropic.com> [CI]

server/tests/WebDrop.Core.Tests/ChannelCryptoTests.cs

@@ -86,6 +86,7 @@ public sealed class ChannelCryptoTests
         using var env = new TestEnv(); var ownerEndpoint = TestEnv.Endpoint(); var memberEndpoint = TestEnv.Endpoint();
         var space = env.Create(ownerEndpoint, ChannelMode.Raw); var owner = space.Owner(ownerEndpoint);
         var channelId = env.Service.GetWorkspace(space.Id, owner).Channels.Single().Id;
+        env.Service.SetWorkspaceChannelFileDomain(space.Id, owner, channelId, "domain-1");
         var oldFile = TestEnv.NewId();
         env.Service.DeclareObject(space.Id, owner, new ObjectEnvelope { ItemId = oldFile.ToBase64Url(), ChannelId = channelId, Domain = CryptoDomain.Files, Epoch = 0, KeyEnvelope = "" });
         await Register(env.Service, space.Id, owner, TestEnv.Frame(oldFile, 0, FrameFlags.Final, 16));